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Originally Posted by TOXIC MX  Shame on the dealer 2X and shame on you the third. By the way who is financing your autos? FMCC is a division of Ford Motor Company and usually floors the cars on they lot also, meaning they actually own they cars unless they dealer pays for them in full and the dealer only pays interest and that is why they sell the older stock number for less. If the bank was not FMCC I wouldn't ever go back to the dealer. At a Ford dealership you should look at financing through FMCC 1st. Not who they say will finance you because they usually get a kickback of a interest point that you pay for anyway. |
FMCC is the finance company for the latest car...the F-150. The ones before were other lenders. The other two times the only issue was not paying off the loan in a timely fashion, but a little persisitence got them paid. It is this third deal that screams to me as fraudulent. First, it was the longest time period for them not to pay off with absolutely no reason from the dealer as to why. Second, they owe me money from an over payment on the trade-in, which is still owed to me. Their checks are non-negotiable even at their own bank. Third, they owe me money from me canceling the prepaid maintainence program on the car I traded-in, which they still have not given me. Fourth, not only did they give me a check that is non-neogotiable, but they dated it to date prior to me complaining about the situation. Fourth, they resold (not at auction, but to a customer) my trade-in vehicle a month and half prior to paying it off and getting the title.
No doubt I was foolish in trusting the family friend, but I am pretty sure my foolishness does desrve this particular treatment. I acted in good faith, I expect the business to do the same.
