The rear can be fixed with a repaint, of course sanding & primering it 1st. The front is a different story......be better off replacing it. Your insurance rate should go up, because it should be covered under your comprehensive coverage.
I'd suggest getting a beater $1K car for school.
2008 Mustang GT Premium 5 speed, MGW short throw shifter, 3.55 gears, black-on-black, IUP, 18in polished aluminum wheels, FRPP GTA Axle Backs, JLT II CAI w/SCT X-Cal 2. 296HP & 311TQ
1997 Mustang 3.8L AODE, CAI, Dual Exhaust, UDPs, 17" GT wheels
"Some people live their entire lifetime and wonder if they ever made a difference to the world. Marines don't have that problem." -- Ronald Reagan