Well, I called my insurance company Friday. I wanted to see about getting FULL coverage, down to every last oil pan bolt. They came out to my house Friday and looked over my car because the motor is out of it right now, and today I got a call about 11 a.m. saying I was insured to 10,000 dollars... Wow. They did a "mock" appraisal on it to 12,500 dollar value. I'm blown away. Every part on this car is either new or really close to new, interior is drop dead gorgeous and free of fading even... Wow guys I'm just really excited to know my car is worth that much. Just figured I would brag some since I never have...
I have my 88 GT insured with Hagerty at an agreed value of $23,000, for an annual premium of $505/year. When I was trying to choose, I also asked Heacock to quote. Hagerty was more open to the idea of insuring my car, calling it an "exotic", as it does not meet the maximum age requirement they normally insure (I think it's currently 1979).
You need to call them, skip doing anything online, as you will be rejected.
Liability coverage fairly minimal, as I don't drive it much:
BI = $100K/person - $300K/accident
PD = $50K/accident
Medical payements = $1K/person/acc.
UMBI = $25K/person - $50K/acc.
Damage to Auto:
Other than collision (46% of premium cost)
Collision (44% of premium cost)
Spare parts - $750 limit
You will need to demonstrate you are currently insured, by faxing them your declarations page. They want to know exactly what your current coverage consists of and what coverage you want. You will need to fill out their application and send photos, as well as a description or listing of all the modifications and their estimated cost. This will help them accept the insured value you're asking for.
They will not send an agent to look at the car. That's not necessary, unless the car is over some huge amount of money - I forget that amount.
Anyway, it's not hard and it's cheap for the peace of mind that, if your car is totaled or stolen and stripped, you'll at least get some money to start over...
By the way, they want the total annual premium in one payment. You cannot do it in quarters or monthly.
I hope this is helpful to all of you.
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88GT, paint: 2003 Porsche Lapis Blue Pearl Metallic, Calif. factory MAF, new 302 long block, heavily ported stock heads & intake, 70mm TB, 73mm C&L MAF, E303 cam, no pollution equip. exc. O2 sensors, equal shorty hdrs, Magnaflows, new W/C T-5, TriAx shifter, K Cobra clutch, alum. driveshaft, BBK springs, new stock brakes, 3 row rad, 180 deg, 2-sp. el. fan, Hotchkiss Rear C-arms ____________________________________ dyno: 258hp+327rwt with ported E7s!!!!!
ahahahahahahahahaha....hahahahahahaha....hahahahah a
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'88 Mustang GT - Project Zombie Pony
5.0l HO, 5spd w/Tri-ax short throw, BBK shorty headers, A/C and Smog delete, Underdrive pulleys, electric fan, 130A alternator. Soon to have new tires, and then comes the fun stuff.
'88 Mustang LX - Project Father's Gift
2.3l, Automatic, interior mostly out for restoration. Daughter decided on dark blue paint with silver flames.
everybody take oldguys advice. paid progressive premiums for years, and when its time for a claim(uninsured motorist) they broke it off in me! i am still arguing with them....
insurance company... 
You can get full coverage at reasonable cost 
88GT, paint: 2003 Porsche Lapis Blue Pearl Metallic, Calif. factory MAF, new 302 long block, heavily ported stock heads & intake, 70mm TB, 73mm C&L MAF, E303 cam, no pollution equip. exc. O2 sensors, equal shorty hdrs, Magnaflows, new W/C T-5, TriAx shifter, K Cobra clutch, alum. driveshaft, BBK springs, new stock brakes, 3 row rad, 180 deg, 2-sp. el. fan, Hotchkiss Rear C-arms 
