Go Back   Ford Mustang Forums > Vendors > AmericanMuscle

Welcome to our Mustang forums where Mustangers come together to hang out, discuss and enjoy their favorite Mustang hobby with fellow Mustang enthusiasts. We invite everyone to read, post, and enjoy our Mustang forum as well as the many other sections of our site.

You are currently viewing our forums as a guest. By joining our community you gain access to post topics, communicate with members, upload your photos and access many other special features. Registration is fast, simple and free so why wait, join our Mustang community today! If you have any problems with registration or your account login, please contact support.

 

AmericanMuscle Forum

AmericanMuscle is one of the internet's largest providers of Ford Mustang performance parts and accessories!

AmericanMuscle
Contact AmericanMuscle | Visit AmericanMuscle.com
 

Reply   Post New Thread
Unread 01-25-2011   #1 (permalink)
MustangGTpower is offline Made Member

5.0L Member


Joined: Jul 2010
Posts: 1,141 Threads: 103
 MustangGTpower's Country Flag  View MustangGTpower's HomePage
Danbury   Connecticut
MustangGTpower is on a distinguished road
Default American Muscle Bill me later question...

I was planning on buying a s/c with my tax returns but paying it off with no interest in the next 6 months seems a lot better IMO. I was wondering if there is some sort of credit check(No worry I have a 720 and I am only 20!) Or is everyone guaranteed? How does the system work exactly does it require a down payment? Has anyone here used it before?
__________________
95' GT
331 cubes of fun
MustangGTpower is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Sponsored Links
Advertisement
 
Unread 01-25-2011   #2 (permalink)
2oo5GT is offline SHELBY GT 350 Member


Joined: Nov 2007
Posts: 5,151 Threads: 12
 2oo5GT's Country Flag  View 2oo5GT's 49 photos
Pope AFB   Tennessee
2oo5GT is on a distinguished road
Default

I used it once a long time ago. If i remember right, they do look at your credit and give you a certain amount to start with. No downpayment but I don't think your limit will be that much to buy a SC with. Best to just save up and buy it.
__________________
-2003 Mustang Cobra
1 of 451 Oxford White #1415
-Violent Work Of Art-
-2003 Ford Lightning
1 of 723 Sonic Blue #113
--13' GT500 TVS powered--
-2005 Expedition XLT--DD
-2013 Ford Escape 1.6T
2oo5GT is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 01-25-2011   #3 (permalink)
brannonroushII is offline Apprentice

4.6L Member


Joined: Oct 2010
Posts: 176 Threads: 36
 brannonroushII's Country Flag  View brannonroushII's 1 photo
Hub City   Louisiana
brannonroushII is on a distinguished road
Default

I would just buy it right up front. The only thing that would suck more than having to pay my car note is having to pay a note for my supercharger as well. But, if you're still interested, follow this link: https://www.securecheckout.billmelat...rollingiw.html
brannonroushII is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 01-25-2011   #4 (permalink)
MustangGTpower is offline Made Member

5.0L Member


Joined: Jul 2010
Posts: 1,141 Threads: 103
 MustangGTpower's Country Flag  View MustangGTpower's HomePage
Danbury   Connecticut
MustangGTpower is on a distinguished road
Default

Yeah I doubt I will get enough for a s/c then. I have two cards now one is a 4,000 max and the other is a 2,000. I think I will wait. I don't want to try to use bill me later and only get a 500 dollar credit.
__________________
95' GT
331 cubes of fun
MustangGTpower is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 01-25-2011   #5 (permalink)
412horses is offline GT Member

5.0L Member
S197 Member


Joined: Oct 2010
Posts: 2,458 Threads: 37
 412horses's Country Flag  View 412horses's 5 photos
Columbus   Ohio
412horses is on a distinguished road
Default

Danger Will Robinson!

Although looking at this particular buying event as a stand-alone thing it might be a good deal, I saw my credit score slip a tad because of three of those no-interest accounts opened over the last year and a half plus a re-activation of a dormant store card account I wanted to use to take advantage of a sale. One I didn't even really use because I returned the item and the other two were paid off way-early. The reactivated store card gets paid off as soon as the statement arrives.

My credit score is still great but when you are working your a-- off to keep it up in the stratosphere it really pi--es you off when it goes the other way, even if just a bit. If you don't have alot of credit activity one of those no-interest accounts won't hurt but if you go to the well too many times look out.
__________________
Scott | 2012 GT Premium Coupe Performance White 6R80 HID 64M Wheels Ford All-Weather Pony Mats & Trunk Liner GT500/GT Rear Mud Flap Set Ohio's Horses License Plate Raxiom Aero Tails

If you love your dog, get a microchip, they really work! My lost dog was back home in just under 24 hours thanks to the good citizens who called the county and the microchip that told animal control exactly where he lived.
412horses is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 01-29-2011   #6 (permalink)
AMChrisRose is offline Site Sponsor


Joined: Apr 2010
Posts: 2,252 Threads: 45
 AMChrisRose's Country Flag  View AMChrisRose's HomePage
Malvern   Pennsylvania
AMChrisRose is on a distinguished road
Default

The Bill-Me-Later option accepts or declines you right on the spot, and it will take your credit history into consideration like any other credit card, etc. Like any other "loan", it can hurt your credit score if you default. Bill Me Later is definitely a great option on larger purchases as long as you follow through!
__________________
Chris Rose | AmericanMuscle.com
Toll Free: 866.727.1266 | M-F 9AM-9PM EST | Sat 10AM-4PM EST
Bama Hotline: 888.226.9764 | M-F 9AM-5:30PM EST | Sat 10AM-4PM EST
Free Same-Day Shipping!
Need help? PM AMAlexLazarus for immediate assistance!
AMChrisRose is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 02-07-2011   #7 (permalink)
JerryC is offline PONY Member


Joined: Jul 2010
Posts: 525 Threads: 1
 JerryC's Country Flag
Memphis   Tennessee
JerryC is on a distinguished road
Default

BML is fine but you have to watch your account if you use it more than once.

They won't pay off items in your best interest (pardon the pun). In my case I have one purchase that the 6mos-no-int expires on 3/1 and another that expires on 5/1.

I send in a $600 payment and find out that instead of paying off the $350 charge for 3/1 and $250 towrds the purchase that expires on 5/1, they pay just $100 on the 3/1 purchase. This way I can never pay off the balance for the 3/1 promo and will have to pay interest for the entire period.

BML customer service was friendly and helpful, but said it will take 11 (ELEVEN!!!!) business days to correct this, WTF?. I'm still waiting...
JerryC is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 02-07-2011   #8 (permalink)
silvspeed is offline Rookie


Joined: Feb 2011
Posts: 6 Threads: 0
 silvspeed's Country Flag
Shirley   New York
silvspeed is on a distinguished road
Default

Bill me later does check you credit score. Watch out if you have a Jr. at the end of your name, because there is no place to put it. I tried using BML and it declined me becasue it was using my social number, but was checking my dads credit because he's not a junior and i do.
silvspeed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Unread 02-08-2011   #9 (permalink)
tbmd is offline Apprentice

4.6L Member
S197 Member


Joined: Mar 2010
Posts: 171 Threads: 16
 tbmd's Country Flag  View tbmd's 3 photos
Jonesborough   Tennessee
tbmd is on a distinguished road
Default

BML does a "hard" pull on your credit. Much better to save up and buy it in full.
tbmd is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
Reply With Quote
Sponsored Links
Advertisement
 
Reply   Post New Thread



Thread Tools



Mustang Photos
Mustang Links    Top Sites    RSS    Link To Us    Add to Favorites    Archive    Terms of Use    Site Rules    Privacy    Contact    Sponsors    Advertise   
AllFordMustangs is not affiliated with or endorsed by Ford Motor Company. ©Copyright 2002-2011 All Auto Enthusiasts Network

Search Engine Friendly URLs by vBSEO 3.5.2

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172