[wrightm]

Hello,
I'm trying to get insurance on my 66 mustang convertable. It runs nicely...is pretty much all stock...a/c is disconnected and not running...nice interior.
Unfortunatly it is my only vehicle and need it to drive the short distances to work every day (I'm in the process of getting a moped so I don't have to drive it as much). Since it is an everyday vehicle, it seems I need regular insurance as classic car insurance only covers weekend driving.
The normal everyday insurance companies will only cover the car for its kelly blue book value. I'm assuming it is low but I'm not sure how low.
I have been offered $15,000 for the car without even trying to sell it. I'd hate to be stuck with a kbb value of it only being worth $1,000.
I have looked through the kbb site and it looks like I need to buy a separate book from them that lists what the car is worth.
Has anybody a similar mustang and can estimate what it may be worth?
Is there a website or link where I can find the kbb value or similar value for the car?
Would you recommend a different way to go about getting insuarnce for my mustang?
thanks
Micah

[Cobra6]

Go here -
New Car Prices, Used Car Values, New Car Reviews and Car Buying at NADA Guides

Look under classic cars

Looking up a '66 V8 convertible with AC looks like this:

PRICING
Original MSRP: $2,759
Low Retail Base Price $13,000
Average Retail Value $25,600
High Retail $41,000
Options 289/225 HP V8 Engine + 15%
Mustang Air Conditioning + 20%
TOTAL PRICE Low $17,550 AVG $34,560 High $55,350

[Cobra6]

BTW - that price is for my area (grouped b zip code) - yours is probaby higher.

[countymounty]

the adjusters here all use nada and that sounds right, it worth quite more then your origional thought.....

[66GT305PS]

Be sure to check if your insurer carries Classic Car insurance (like State Farm) at Stated Value. They may require a professional independent appraisal which can cost $100-$200 depending on area of the country but it is worth if you ever need to file a claim. The extra cost to a base policy is minimal. The difficulty is that agents will require an annual mileage limitation, especially if this is your primary or only car.
Negotiate with your agent and get it all in writing, do not rely on spoken promises.