Just curious, and God forbid you wreck your car going down the track. But would the insurance cover you? I mean like Geico, Progressive, etc.
My guess is if they find out your even drag racing they probably drop you from their insurance.
Something I've always wondered, I love drag racing. But I just don't want to end up possibly totaling my baby and not getting a replacement car, and still paying on the one I wrecked.
I've heard of drag racing insurance, but they don't cover you when your going down the track. Kinda defeats the purpose of paying for DRAG RACING insurance...
Please discuss, thanks.
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06 Mustang GT Tungsten Grey Premium Auto 7/30/06
Flowmaster American Thunder Axle Backs, Pypes after cat X-pipe(stock cats), Eibach Pro-Kit Lowering Springs, UPR Billet Throttle Body Spacer, Steeda UDP's, JLT II CAI, JDM Engineering 93 Octane SCT X3 Tune. Black Tape Stripes, UPR Taillight Trim.
As far as i know, with what i have (allstate) They will not take any kind of claim if you wreck your car at the strip, I believe they will actually drop you if they even find out you race. Now if you wreck it and then have to towed out to the street and set it next to a tree..."i hit a deer...then a tree" ...
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1994 Mustang GT 5.0
Mods to date: T5 swap, MGW shifter & Composite race knob, Ram clutch, flowmaster cat back system, BBK o/r h pipe, BBK equal length headers, BBK cold air intake
In the process of a gt40 install along with 4.10's and some other new goodies
ok so my mother works for Geico and she says that no regular car insurance company, no matter the type of coverage, covers drag racing. weather its on a sanctioned track or not, its not in the policy as a covered event. there is, however, drag racers insurance available through some 3rd party insurance. just google it and youll see. but yeah, u wreck ur car and its your pocket that will be hurting, not the insurance companies.
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1997 GT Coupe. CAI and Flow 40' Duals w/ o/r x pipe, Spec Stage 1 Clutch, Spec Aluminum flyhwheel. SCT 91 Race Tune, hurst short/slanted shifter......."other mods may not be known"
Save a tree, kill a ricer
"You can put it off, but it's a matter of time till it fails and leaves you with the rubber-sole express......"
ok so my mother works for Geico and she says that no regular car insurance company, no matter the type of coverage, covers drag racing. weather its on a sanctioned track or not, its not in the policy as a covered event. there is, however, drag racers insurance available through some 3rd party insurance. just google it and youll see. but yeah, u wreck ur car and its your pocket that will be hurting, not the insurance companies.
when mine broke at the strip
i pushed it out ( with help opf brian and pete ) and accrost the street and SWORE UP AND DOWN i was not at the track 20 feet away out in the middle of nowhere when ford arrived
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i have yet to find some one else who when changing their oil ( every 2000 miles or when they get bored ) details the under side of their car.
X-C April 2010,Heads, Cam,Internals April 2011, or blown engine, witch ever comes first.
The transformation has begun!
i had out of state tags....just cruisin through....just crusin through, and this other genteleman was kind enough to stop and lend mehis phone cause mine had no service ( my opponent brian )
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i have yet to find some one else who when changing their oil ( every 2000 miles or when they get bored ) details the under side of their car.
X-C April 2010,Heads, Cam,Internals April 2011, or blown engine, witch ever comes first.
The transformation has begun!
ok cool. hopefully it worked out for you. and thats how you know if your racin with real men and not tools. they let the opponent use something of theirs to get out of a pile of crap.
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1997 GT Coupe. CAI and Flow 40' Duals w/ o/r x pipe, Spec Stage 1 Clutch, Spec Aluminum flyhwheel. SCT 91 Race Tune, hurst short/slanted shifter......."other mods may not be known"
Save a tree, kill a ricer
"You can put it off, but it's a matter of time till it fails and leaves you with the rubber-sole express......"
Thanks guys for the input, that's exactly what I thought. I have Geico.
Quote:
Originally Posted by First5.0
As far as i know, with what i have (allstate) They will not take any kind of claim if you wreck your car at the strip, I believe they will actually drop you if they even find out you race. Now if you wreck it and then have to towed out to the street and set it next to a tree..."i hit a deer...then a tree" ...
I don't know, 30 years in federal prison for insurance fraud doesn't sound to inviting...
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06 Mustang GT Tungsten Grey Premium Auto 7/30/06
Flowmaster American Thunder Axle Backs, Pypes after cat X-pipe(stock cats), Eibach Pro-Kit Lowering Springs, UPR Billet Throttle Body Spacer, Steeda UDP's, JLT II CAI, JDM Engineering 93 Octane SCT X3 Tune. Black Tape Stripes, UPR Taillight Trim.
As far as i know, with what i have (allstate) They will not take any kind of claim if you wreck your car at the strip, I believe they will actually drop you if they even find out you race. Now if you wreck it and then have to towed out to the street and set it next to a tree..."i hit a deer...then a tree" ...
lol like on jackass... i swerved to miss a dog
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i have yet to find some one else who when changing their oil ( every 2000 miles or when they get bored ) details the under side of their car.
X-C April 2010,Heads, Cam,Internals April 2011, or blown engine, witch ever comes first.
The transformation has begun!
i know of a person that wrecked a brand new gt500 at the track then had it towed somewhere and claimed it on insurance. I dont advise but if i was 50-60g's in the hole on a car i would def give it a try.
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'97 with built 3.8 from Supersix
Tma turbo kit
448hp @15psi 11.09@124mph
XXXhp @21psi 10.71@125mph
Fastest Single Port V6 Mustang w a Ported Stock Upper Intake
I would def tow it somewhere else, far away from the track, though if caught with insurance fraud, that won't be good either. But have the tow truck push it into the tree alittle to make it more realistic.
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1995 Mustang GT-Heavily Modded-Sold 2003 Ford Lightning-Sold 1997 Saleen-5.4 conversion-Sold 2005 Mustang GT-Torch Red-Sold 2003 Mustang Cobra-Oxford White 2003 4Runner V8 Sport Edition 4X4
I would def tow it somewhere else, far away from the track, though if caught with insurance fraud, that won't be good either. But have the tow truck push it into the tree alittle to make it more realistic.
Just make sure you don't have DR or Slicks on the car.
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Building it right from the beginning is always better than starting over to build it better because it was temporary.
93' LX hatch, 460 with mods, TH400 trans, 9" w/ 3.89 spool. Best (so far!) of 10.18 @ 131 mph with 1.39 60'
Insurance and Drag Racing Question. 
