I know it is too late for this piece of advice, but, if you're gonna own a drop top....only lock the doors when the top is DOWN. Never leave anything in the vehicle of value. Never lock the doors when the top is up.
You're gonna have to replace the top anyway. No insurance? Best thing to do is to do it right the first time and fork over the buck-o's for a new top. Anything less will last about ->| |<- that long. Nothing will withstand the tension and stretching and buffeting of 70+ mph wind when the top is up.....nor the bending, folding, tension releasing as the top is folded down.
If you do attempt something, get 3M vinyl adhesive (at the parts store) which is what I've used in a quart can to replace 'vert tops with. Find an old piece of vinyl top and attempt a patch on both the inside and outside.....clamping together with ??? for the hour or so the glue needs to set up. Your local upholstery shop might let you rummage thru their trash for a piece of vinyl, if you promise to give them the job when it is time to do it right. While you're there, get a quote on a complete re-do.
__________________ daughter owns '00 GT, bone stock, black on black, rag top
dad services and maintains, and researches mods | 
