As far as the noise goes I have no clue what it could be, it's really hard to determine what could be causing the noise w/o being able to hear it yourself.
But for questions #2, the e-bay chips, as already stated, are junk; SCT and Diablosports are the best you will find. If you want a little more pick-up on a highway cruiser I would suggest a dual exhaust, intake, under drive pullies, and then the tuner. If you did the exhaust right and tuned it you could get maybe 20 rwhp, which will make passing much simpler
Edit: If forgot to add in, with those mods you can also get 3-4 mpg better fuel economy