I thought I'd post an update here so I'm not leaving you guys hanging. Somebody suggested to me that the noise being caused was a metal bar connected to the timing belt, but not the belt itself. He said this metal part wasn't suppose to be loose. This made sense to me, it didn't look like it was supposed to be spin, judging by how hard it was to actually spin it.
I took the car in for an oil change and mentioned this growing-more-annoying-by-the-day noise. The mechanic pulls on the timing belt and immediately says, here's your problem, it's not tight anymore. He unscrews something, tightens the belt, and is done in two minutes tops.
That with the oil change, he topped off power steering fluid and washer fluid. The last time I had my oil change the shop told me something like 39 bucks, then it somehow came to 60 with some surprise charges and labor fees.
When I had this work being done on my car I was worried they would charge me up the ass for the oil and the belt. Total was 49 bucks and he didn't charge anything for the extra work.
Looks like I found a new mechanic.
As a side note, I dropped in a K&N air filter finally and that helped the car in more ways than I thought. Sounds a little cleaner, drives smoother, surprisingly faster, good changes overall.
No wonder everyone recommends a cold air filter off the start.
Thanks for the help and suggestions guys, my car is slowly getting improved
