This is correct. I just bought an 04 GT. A key cost me $75 from a locksmith. Would have been $110 with key and remote. The dealer wanted to charge $90 for a key. But it will be cheaper if you want more keys made.
The programmer locks out the car computer for approx 10 minutes during the process. Whic is why it would be cheaper if wanted more than one key made. But at that price it is hard enough getting one key made.