Isn't hitting an animal covered under your comprehensive rather than collision? If so, there may be no deductible at all. I know when I hit a deer a couple of years ago, it was fully covered. Same for my Brother In-Law (when he hit a deer, not me hitting him which sometimes I'd like to do).
'05 Sonic Blue GT w/ '07 V8 engine, 5-sp, IUP, Beige leather interior, nothing else -
just the way I wanted it.
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OK, so I've added a few things to it. Check my Profile - too many to list here.