Dash, I didn't want to get you down too far at once. What you really need to do is drive a 5 year old (insert generic economy car name here) for 5 years. Growing up can suck but being 50 with a Tacoma, a Stang, and a paid off house rocks!
^what he said^ but add being 42 with an F150, a Stang, and a paid off house
Good luck to you, OP, and I am glad to see that there are still some young people around here who actually do think with the head that's attached above their shoulders. Maybe you could get a hold of my 22 year old and 'splain it to him since I am obviously "too old" and "don't get it", lol:nogrinner
If you end up getting 28-29K for your Mustang thank your lucky stars and move on. I'm thinking you'll really end up in the high 26 to low 27 range myself, but like I said, good luck to ya'