Take the $$ that you would spend on a extended warranty and open a extra savings account. Then every month have another $50 or so automatically deposited to the account. By the time your basic 3/36 factory warranty is up, you should have around $2500 to help cover any unplanned events. If you don't have any problems, you have a nice little nest egg bonus.
This is a wise comment. I always preach to turn down extended warranties on EVERYTHING. The sooner you start, the more ahead you are. Someone told me this when I was in my late teens when I first became a consumer. I was told just for fun to keep a running total of savings. I'm happy to report I'm over $20000 ahead. Wished Drew2000 was around to tell me to put it all in the bank