For 30,000$ and 0% APR 60 months. What will be the finance charges. Someone please shed some light on this .Thanks.
If it is truly 0% financing, there will be no finance charges -- not even so much as one penny.
However, as mentioned, the offer from Ford Credit usually requires forfeiting all or part of the cash incentives. When I bought my car, I had a choice of $2500 in rebates, or a $1000 rebate plus 0% financing for up to 60 months. I chose the latter. Even though I gave up $1500 in rebates, a bank loan would have cost me about $3500 in interest so I still had a net savings of $2000 on a five-year note.
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