If it's just a money issue, go with the trade-in. I wasn't going to buy a Mustang if I couldn't get an '05. There was something about having the '05 that drove me. For some people, the year isn't important, and that's fine, I just wanted the first year of the new style.
'05 Sonic Blue GT w/ '07 V8 engine, 5-sp, IUP, Beige leather interior, nothing else -
just the way I wanted it.
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OK, so I've added a few things to it. Check my Profile - too many to list here.