To trade '05 V6 for '06 GT at 0.00% APR ???
Today I was close to trading in my 2005 V6 for a 2006 GT with 0.00%. Because I financed the V6, I am actually having to take the equity loss on the trade in and add it to the GT 0% loan. My payments would go up $65/month and I would be adding another 20 months.
My V6 has:
+ Mineral Grey
+ CDC spoiler
+ tinted windows
+ 17" GT tires
- 32,500 miles
- cloth interior
- no IUP
- pmts of $433/month, 51 payments to go (7.99% APR)
The GT I'm looking at is:
+ Screaming Yellow
+ 15 miles
+ leather interior
+ full IUP (my color, computer, chrome upgrade)
+ Shaker 500
+ stock spoiler
- pmts of $495, 72 payments (0.00% APR)
The GT is absolutely amazing, the power is truly a muscle car, and the sound of the engine roars! Plus the wife loves Yellow!
I've considered to mod my V6 adding a body kit, dual exhaust, but that's another $3,000. If I take the GT, I'm getting a whole lot more car, brand new, no 32,000 miles, but payments go up $65/mo and now I'm back to financing for another 72 months, and then there's the increase in gas and insurance rates to think about.
Dealer was pulling out his hair with me as I turned away and told him I have to consider. I don't know what the heck I want to do. The GT is so much more of a car, and I'll be paying extra for it. What to do?? Any advice???