Well this is a sort of scary yet happy story...
It happened this March when I was at school down at Cal Poly (west coast California), we were having some freak weather and it acctually started snowing on the beach. Needless to say as I was driving mildly above the speed limit on the freeway, hit some black ice in my '04 Civic, pull a 720 and smash into one of those 10' highway signs.
Needless to say the car was totalled... HOWEVER, no one was injured at all (thank God), and I actually received more money from insurance than I had paid for my civic.
The story ends with me walking to my Ford dealer the next week and paying for my new mustang in cash!