That is horrible, sorry to hear that. I don't know if vandalism qualifies if a Bull did it :scratchchin. Maybe you can tell the insurance company that you were driving down your street when a bull came out of no where and hit your car.
Insurance should cover this under Comprehension. It really applies to anything else but a accident. As long as you can cover the deductible.
Most companies (mine) never raised rates for comp. claims. Now if your at fault that's another story!ouch that sucks! in my experience though with things like this sometimes its best to just pay out of pocket for the repair. I'd get an estimate first, you don't want your insurance to go up!
I blame Dodge for all the problems with the Bulls...Have the damage appraised. Once that's done call your insurance company. That's the easiest way to know if you're covered or not. On my father's farm whenever we took the old half-tonne into the pasture the cattle would always lick the 150... I think that cattle are genetically predisposed to assaulting Fords.